Frequently Asked Questions

When disaster strikes—whether it’s a fire, storm, water damage, or any other insured loss—you rely on your insurance policy to help you recover. However, navigating the claims process can be complex, time-consuming, and often frustrating. That’s where a licensed public adjuster can make all the difference.

A public adjuster is a state-licensed insurance professional who exclusively represents policyholders during the claims process. Unlike insurance company adjusters, who work to protect the insurer’s interests, a public adjuster works for you to ensure you and your claim are treated fairly!

Insurance companies may undervalue claims, overlook damages, or delay payments. A public adjuster carefully evaluates all damages, reviews your policy coverage, and negotiates with the insurer to ensure you receive a fair and comprehensive settlement.

Insurance policies can be complex and filled with technical language that can be difficult to interpret. Public adjusters have in-depth knowledge of policy provisions, exclusions, and endorsements, ensuring that you understand your rights and entitlements.

Filing and managing a claim can be overwhelming, especially when dealing with the aftermath of property damage. A public adjuster handles all aspects of the claims process—from documentation and evidence collection to negotiations—so you can focus on getting your life back on track.

Public adjusters have experience dealing with insurance carriers and know how to counteract tactics that could result in a lower payout. Their professional negotiation skills help level the playing field and protect your financial interests.

Without an expert handling your claim, delays are common. Public adjusters streamline the process by properly preparing claims, providing thorough documentation, and following up diligently to expedite payment.

Most public adjusters work on a contingency basis, meaning they only get paid a percentage of the claim settlement. This means there are no upfront costs, and their incentive is directly tied to securing the best possible outcome for you.

• If your insurance claim is complex or involves significant damage
• If your claim has been denied or underpaid
• If you feel overwhelmed by the claims process
• If you don’t have time to handle the back-and-forth with your insurer
• If you suspect your insurer isn’t treating your claim fairly

Not all public adjusters are the same. It’s essential to hire a licensed, experienced, and reputable professional who understands state regulations and has a proven track record of successful claims management.
At Good Life Claims, we specialize in advocating for policyholders to ensure they receive every dollar they’re entitled to under their insurance policy. Contact us today for a free consultation and let us help you get the settlement you deserve! ersonalized service to each of our clients. We take the time to understand your unique needs and recommend the best insurance solutions to meet them.